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Rates Effective as of February 14, 2014
1 APR - Annual Percentage Rate. Based on credit approval and credit worthiness of loan applicant.
2 Loan applicants will receive a 0.50% discount of this rate if payment is automatically deducted from a Peninsula Bank deposit account.
3 3.90% for the first six months, then rate adjusts to a variable rate based on the current Prime Rate published in the Wall Street Journal plus 0.75% with Floor of 5.00% and ceiling of 20.00%.